We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who may have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. For individuals with expenses impacting their qualifying income, our Stated Income mortgage is particularly useful. We also accept dividend and investment income, as long as stability and proof can be provided. To begin the application process, we require various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have tailored options available specifically for Business For Self (BFS) borrowers. If you're interested, please give us a call.