First Time Home Buyers

If you're considering purchasing your first property, we can help make the process seamless and easy. Our team of experts will handle all the financial details, ensuring a smooth transition from renting to owning. Our education-focused approach will provide you with clear next steps and our user-friendly online application will kick-start the process accurately. We offer tools and guidance that streamline document submission and provide detailed assessments to aid in budget planning and determining associated costs such as closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work and determine the amount of down payment you need, what you can afford to buy, and what your monthly payments will be. We will design a custom-tailored mortgage product that meets your needs, arrange for a mortgage pre-approval, and secure the best rate for you. Plus, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, so even if you don't qualify at your bank, we can submit your application to other lenders. Finally, we provide you with access to the most innovative tools in Canada, which will help reduce errors, improve efficiencies, and save you time.

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Before beginning the house-hunting process, it is important to get pre-approved for a mortgage and secure a favorable interest rate. This can save time and help determine the price range of homes to consider. Following pre-approval, it is crucial to work with a lender to determine the maximum amount that can be borrowed and create a mortgage plan that suits specific needs. By locking in the best rate, individuals can enjoy the assurance of keeping their interest rate low. Moreover, obtaining a fast pre-approval process accelerates the overall approval process, enabling confident shopping for potential properties.

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First time buyer or refinancing? Call for a free quote!

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