We offer low rates and excellent mortgage options for self-employed individuals, providing fast approval even after previous declines. Our mortgage options take into consideration reduced taxable income from claimed expenses, making our Stated Income mortgage particularly useful for those with expenses impacting qualifying income. Additionally, we accept dividend and investment income, as long as stability and proof requirements are met. To apply, we require several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Don't hesitate to contact us for tailored options specifically designed for Business For Self (BFS) borrowers.