First Time Home Buyers
If you are considering purchasing your first property, we can help facilitate a smooth transition from renting to owning. Our team of experts will handle the financial details to quickly find your perfect property. We take an education-focused approach, providing you with clear next steps and an easy-to-use online application to accurately kick-start the process.
Our tools and guidance will streamline the submission of necessary documents and assist with detailed assessments to aid in budget planning. This includes determining your associated costs, such as closing costs and adjustment costs. We will also guide you in understanding how homebuyer incentive programs work and help you determine the amount of down payment you need, how much you can afford to buy, and what your monthly payments will be.
We understand that every mortgage situation is unique, so we will design a custom-tailored product that fits your specific needs. Additionally, we will set you up with a mortgage pre-approval and lock in the best rate for you. We have access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means that even if you don't qualify at your bank, we can still submit your application to other lenders who may be able to assist you.
By working with us, you will also gain access to the most innovative tools in Canada. These tools help reduce errors, improve efficiencies, and ultimately save you time throughout the mortgage process.
With our expertise and resources, we are confident that we can guide you through the process of buying your first property with ease and efficiency. Let us take care of the financial details so that you can focus on finding and enjoying your perfect home.