We provide assistance to newcomers in understanding the Canadian real estate market, including the associated costs such as closing costs and adjustment costs. Our goal is to help these individuals build equity rather than pay rent, taking advantage of their employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers looking for higher loan amounts, with at least a 20% down payment saved. We also offer flexibility on down payments, with options for as little as 5% down. Additionally, we can explain the various homebuyer incentive programs and down payment assistance options available. With access to all of Canada's top lenders, we can design a customized mortgage product that fits your needs and locks in the best rate, even if you don't qualify at your bank due to limited credit or employment history. We also provide access to innovative tools that make the first-time home buying experience more efficient in Canada.