Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage option may be the perfect fit for you. We also accept dividend and investment income, as long as it meets stability and proof requirements. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to consider reasonable income estimates. We also have customized options tailored specifically for Business For Self borrowers. Give us a call today!

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