Our mortgage services cater specifically to newcomers in Canada, providing guidance on the country's real estate market and associated costs such as closing and adjustment costs. We believe in helping newcomers build equity rather than pay rent, utilizing their employment and credit sources. For those seeking higher loan amounts (over $1 million), we offer the best rates and mortgage options, requiring at least a 20% down payment. However, we also provide flexibility on down payments, accepting as little as 5% down. In addition, we will educate newcomers on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored mortgage product that fits your needs, even if you face challenges such as limited credit and employment history. Moreover, we provide innovative tools to make your first-time home buying experience in Canada efficient and seamless.