Self Employed

We offer self-employed individuals low rates and excellent mortgage options, including fast approval even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making our Stated Income mortgage option especially useful for those with expenses that affect their qualifying income. We also accept dividend and investment income, with stability and proof requirements. In order to apply, you will need to provide various documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self borrowers. Give us a call to learn more!

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