If you are a self-employed individual in need of a mortgage, we offer low rates and excellent mortgage options specifically designed for you. We understand that being self-employed can sometimes make it difficult to qualify for a mortgage, but our fast approval process is here to help, even if you have been declined in the past.

One of the biggest challenges for self-employed individuals is that their taxable income is often reduced due to claimed expenses. However, our self-employed mortgage options take this into consideration and can still provide you with the financing you need. We offer a Stated Income mortgage, which is particularly useful for those who have significant expenses that impact their qualifying income.

If you receive dividend or investment income, you'll be glad to know that we accept this as well. However, we do require proof of stability and may request additional documentation to verify your income.

In order to apply for a mortgage, you will need to provide several documents including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to work with self-employed individuals like you and are open to considering reasonable income estimates.

If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Our team is experienced in helping self-employed individuals navigate the mortgage process, so don't hesitate to give us a call. We are here to assist you in securing the mortgage that meets your unique needs.