Our mortgage services offer assistance to newcomers in understanding the Canadian real estate market and its associated costs, such as closing costs and adjustment costs. We believe in helping individuals build equity rather than pay rent, allowing them to benefit from employment and credit sources. For newcomers seeking higher loan amounts (over $1 million), we can find the best rates and mortgage options, requiring at least a 20% down payment saved or offering more flexibility with as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage product that meets your needs and secures the best rate, even if you have limited credit and employment history. We also offer innovative tools to ensure an efficient first-time home buying experience.