Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have previously been declined. Our self-employed mortgage options take into consideration the reduced taxable income that comes from claimed expenses. We also offer Stated Income mortgages for individuals who have expenses impacting their qualifying income. We accept dividend and investment income, as long as there is stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options for Business For Self (BFS) borrowers. Give us a call!

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