We specialize in helping newcomers to Canada understand the ins and outs of the real estate market, including all associated costs like closing costs and adjustment costs. Our goal is to help you build equity in your own property rather than paying rent, taking advantage of employment and credit sources. We can assist you in finding the best rates and mortgage options, especially if you are looking for higher loan amounts with at least a 20% down payment saved. We also offer flexibility on down payments, allowing for as little as 5% down. We will guide you through homebuyer incentive programs and down payment assistance options. Our access to all of Canada's top lenders ensures that we can design a mortgage product that fits your needs, even if you have limited credit and employment history. Additionally, we provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.