Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been declined for a mortgage previously, we can still provide you with a solution. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. We also offer a Stated Income mortgage option which is particularly useful for those who have expenses that impact their qualifying income. We accept dividend and investment income as well, as long as stability and proof requirements are met. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We can also tailor options specifically for Business For Self (BFS) borrowers. Give us a call today!

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