I can help you determine your affordability for a home purchase by assisting with mortgage pre-approvals. This involves defining your financial strategy, mortgage amount, down payment, and affordability. I can also advise you on the required documents for conditional approval. Pre-approval is an important step in the mortgage approval process as it reveals the amount you can borrow from a lender based on your current finances. It also helps identify any potential obstacles to qualification early on and speeds up the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit standing. Some lenders also offer the option to lock in the interest rate to protect you from rising rates. We have advanced tools that can reduce errors, improve efficiencies, and save you time. Try our quick pre-qualification tools to find out what you're qualified for.