We specialize in providing assistance to newcomers in Canada who are interested in obtaining a mortgage. Our services include helping newcomers understand the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. Instead of paying rent, we encourage newcomers to build equity by purchasing a home, taking advantage of their employment and credit sources. We offer the best rates and mortgage options for newcomers who are looking for higher loan amounts (over $1 million) and have saved at least a 20% down payment, but we also provide flexibility on the down payment, allowing for as little as 5% down. Additionally, we will educate newcomers about homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers, we can design a tailored mortgage product that suits your needs, even if you don't qualify at your bank due to reasons like limited credit and employment history. Lastly, we provide access to innovative tools in Canada to ensure a smooth and efficient first-time home buying experience.