Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been declined before, we can still help you secure a mortgage. Our mortgage options take into account the reduced taxable income that comes with claimed expenses, making it easier for self-employed individuals to qualify. If your qualifying income has been impacted by expenses, our Stated Income mortgage option could be perfect for you. We also accept dividend and investment income, as long as you can provide stability and proof. To apply, you will need to provide various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. So why wait? Give us a call now!

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