First Time Home Buyers

If you're considering purchasing your first property, we can provide you with a seamless transition from renting to owning. Our team of experts will handle all the financial details, ensuring a quick and hassle-free process in finding the perfect property for you. With our education-focused approach, we will guide you through every step and provide clear instructions. Our user-friendly online application will kick-start the process accurately, and our tools and guidance will streamline document submission. We will also provide detailed assessments to aid in budget planning, including associated costs such as closing costs and adjustment costs. We will explain how homebuyer incentive programs work and help you determine the down payment you need, what you can afford to buy, and what your monthly payments will be. We will design a custom-tailored mortgage product that meets your needs, provide mortgage pre-approval, and lock in the best rate. As we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can submit your application to other lenders if you don't qualify at your bank. Lastly, we have access to the most innovative tools in Canada, which will reduce errors, improve efficiencies, and save you time.

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Before beginning the process of getting a mortgage, it is important to get pre-approved and secure a locked-in interest rate. Pre-approval is a useful tool that not only saves time but also helps determine the maximum purchase price to start the search for your dream home. Additionally, I will assist in calculating the amount of money you can borrow from a lender and tailor a mortgage product that suits your specific needs. By locking in the best rate, you can enjoy the benefits of rate assurance. This fast pre-approval process expedites the overall approval process, providing you with the confidence to shop for properties.

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First time buyer or refinancing? Call for a free quote!

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