At Mortgages for People New to Canada, we strive to help newcomers understand the ins and outs of Canadian real estate, including the various costs involved in closing a deal and making adjustments. Instead of renting, we encourage building equity and taking advantage of employment and credit sources. Our services are catered towards newcomers looking for higher loan amounts, offering flexible down payment options starting at 5% and requiring at least 20% down payment saved for loans over $1 million. We also provide guidance on homebuyer incentive programs and down payment assistance options. With our wide network of lenders, including major banks, mortgage finance companies, credit unions, and alternative financers, we can offer tailored mortgage solutions and secure the best rates, even for individuals with limited credit and employment history. Additionally, we offer access to innovative tools in Canada to facilitate a smooth first-time home buying experience.