First Time Home Buyers

Are you considering purchasing your first property? We can help make the transition from renting to owning a seamless process. Our team of experts will handle all the financial details involved in finding your perfect property quickly. Our education-focused approach will guide you through clear next steps, and our easy-to-use online application will kick-start the process accurately. We provide tools and guidance that will streamline document submission, and our detailed assessments will aid in budget planning and determining associated costs such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and assist in determining the down payment amount, how much you can afford to buy, and your monthly payments. We will customize a mortgage product that meets your needs, provide mortgage pre-approval, and secure the best rate. Additionally, we have access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. If you don't qualify at your bank, we can submit your application to other lenders. Lastly, our access to innovative tools in Canada will reduce errors, improve efficiencies, and save you time.

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Getting pre-approved for a mortgage is essential before starting your home search, as it can save you time and help determine your budget. By taking the first step of pre-approval, you will have an idea of the purchase price you can afford, allowing you to begin looking for your dream home with confidence. Additionally, our team goes beyond just pre-approval and will work with you to determine the amount you can borrow from a lender. We will then design a mortgage product tailored to your specific needs and ensure that you secure the best interest rate possible, providing you with rate assurance. Our fast pre-approval process expedites the overall approval process, enabling you to shop for properties confidently.

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First time buyer or refinancing? Call for a free quote!

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