At Mortgages for People New to Canada, we provide assistance to newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. Our goal is to help you build equity instead of paying rent, taking advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers looking for higher loan amounts (over $1 million) with a minimum of 20% down payment saved. We also offer more flexibility on down payments, allowing as little as 5% down. Additionally, we can explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide a custom-tailored mortgage product that fits your needs and locks in at the best rate. Even if you have limited credit and employment history and don't qualify at your bank, we can still assist you. Take advantage of our innovative tools and have an efficient first-time home buying experience in Canada.