Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent mortgage options tailored specifically for individuals like you. We understand the challenges that self-employed individuals may face when it comes to mortgage approval, especially if they have previously been declined. However, our fast approval process takes these factors into consideration. Our mortgage options also take into account the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. If you have expenses that impact your qualifying income, our Stated Income mortgage may be particularly useful for you. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. If you are a Business For Self borrower, we have options tailored specifically for you. Give us a call to learn more!

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