If you are looking to purchase a home, I can help you determine how much you can afford. I offer assistance with mortgage pre-approvals, which includes assessing your financial situation, determining the mortgage amount you can qualify for, calculating the required down payment, and advising on the necessary documents for conditional approval. Getting pre-approved is an important first step in the mortgage approval process as it not only reveals the amount you can borrow from a lender based on your current finances but also identifies any potential obstacles to qualification early on and expedites the overall approval process. Pre-approvals typically have a validity period of 60, 90, or 120 days, with some lenders even allowing you to lock in the interest rate to protect against rate increases. Utilizing advanced tools, we aim to reduce errors, improve efficiencies, and save you time. Our quick pre-qualification tools can provide you with an idea of what you are qualified for.