Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. If you have been turned down for a mortgage in the past, don't worry, as we provide fast approval even after previous rejections. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage can be extremely beneficial. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply for a mortgage, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Contact us today for more information or to get started on your mortgage application.

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