Newcomers to Canada can benefit from mortgages that help them understand real estate costs, build equity, and find the best rates and options for higher loan amounts. With assistance in navigating homebuyer incentive programs and down payment options, newcomers can access custom-tailored products from a variety of lenders, ensuring the best rates even with limited credit or employment history. Innovative tools are available to streamline the first-time home buying experience and provide flexibility in down payment requirements.