Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. These mortgage options take into account reduced taxable income due to claimed expenses, and include Stated Income mortgages for those with qualifying income impacted by expenses. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and proof of incorporation or business license. Access to a variety of top Canadian lenders, including large banks, credit unions, and alternative financers, is available, with options tailored specifically for Business For Self (BFS) borrowers. Contact us for more information!