First Time Home Buyers
Are you thinking about purchasing your first property? We can assist you in making a smooth transition from renting to owning, taking care of all the financial details to quickly find your perfect property. Our expert team will help you navigate through the process, providing an education-focused approach, clear next steps, and an easy-to-use online application to kick-start the process accurately.
We understand that the financial aspect of buying a home can be overwhelming. That's why we offer tools and guidance to streamline document submission and provide detailed assessments to aid in budget planning. We will help you understand the associated costs, including closing costs and adjustment costs. Additionally, we will explain how the homebuyer incentive programs work and assist you in determining how much down payment you need, how much you can afford to buy, and what your monthly payments will be.
Our goal is to design a custom-tailored product that fits your specific mortgage needs. We can set you up with a mortgage pre-approval that allows you to shop for properties with confidence, knowing the amount you are approved for. We will also work to lock in the best rate for you, ensuring that you get the most favorable terms.
When it comes to lenders, we have access to all of Canada's top institutions. This includes large banks, mortgage finance companies, credit unions, and alternative financers. If you don't qualify at your bank, we can submit your application to other lenders who may be able to assist you.
In addition to our expert team and wide range of lenders, we also provide access to the most innovative tools in Canada. These tools are designed to reduce errors, improve efficiencies, and save you time throughout the process.
So if you're ready to take the leap into homeownership, let us help you make the process as seamless as possible. Our team is here to guide you every step of the way and ensure that you find the perfect property for your needs.