For newcomers to Canada, understanding the real estate market and associated costs can be a daunting task. However, we are here to assist you in navigating through this process. We will provide you with guidance and information on Canadian real estate, as well as the closing costs and adjustment costs that you may encounter.

One of the advantages of owning a home in Canada is the opportunity to build equity instead of paying rent. By investing in Canadian real estate, you can benefit from the stability of employment and credit sources, which can have a positive impact on your financial future.

If you are looking for a mortgage with a higher loan amount (over $1 million), we can help you find the best rates and mortgage options available. With at least a 20% down payment saved, you will have more flexibility in terms of down payment requirements. In fact, we can even assist you if you have as little as 5% down payment saved.

In addition to finding the right mortgage for you, we will also explain the various homebuyer incentive programs and down payment assistance options that are available. These programs can help make homeownership more affordable and accessible for newcomers.

We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means that we can design a custom-tailored mortgage product that fits your specific needs and locks in the best rate, even if you don't qualify at your bank due to limited credit or employment history.

To make the home buying experience even more efficient, we have innovative tools available exclusively in Canada. These tools can help streamline the process and ensure a smooth transition into homeownership for first-time buyers like yourself.

Overall, we understand that buying a home as a newcomer to Canada can be overwhelming. That's why we are here to support and guide you every step of the way. With our expertise and resources, we aim to make your home buying journey a seamless and rewarding experience.