Hello, my name is Ricky Ghotra and I am a Mortgage Agent - Level 2 in Toronto, Ontario. I work with a company based in Ontario, where I have been honing my skills and experience in the mortgage industry for the past five years.

I have always had a passion for finance, business, and entrepreneurship. After completing my education with a major in Marketing, I decided to pursue a career that would allow me to utilize my skills and knowledge in these areas. This led me to the mortgage industry, where I have found my niche.

My interests go beyond the world of business. I am a sports enthusiast and avidly follow basketball and football. Traveling and exploring new cuisines are also some of my favorite pastimes. Additionally, I prioritize maintaining a healthy lifestyle through fitness and spending quality time with my family. Faith plays an integral role in my life, and I find solace in practicing my religious beliefs. In terms of my professional skills, I have developed a strong foundation in sales and marketing. Communication is a key strength of mine, which enables me to build and nurture relationships with clients and colleagues. Additionally, I possess exceptional team-building skills and have the ability to inspire and motivate others. On a linguistic level, I am fluent in multiple languages, including English, Punjabi, Hindi, and Spanish. This allows me to effectively communicate and connect with clients from diverse backgrounds. Through my years of industry experience, I have come to strongly believe that everyone deserves financial literacy to build generational wealth. I am dedicated to guiding my clients through the mortgage process, ensuring that they are equipped with the knowledge and resources they need to make informed decisions that will benefit them and their families in the long run. Overall, my goal is to provide top-notch service and exceed client expectations. By combining my passion for finance, business, and entrepreneurship with my skills in sales, marketing, communication, and relationship-building, I strive to make the mortgage experience seamless and positive for each and every one of my clients.