First Time Home Buyers
First Time Home Buyers
If you are thinking about buying your first property, we can provide you with a seamless transition from renting to owning. Our expert team will handle all of the financial details, allowing you to quickly find your perfect property.
We take an education-focused approach, ensuring that you understand each step of the process. Our online application is easy to use and will kick-start the buying process accurately. We provide tools and guidance that streamline document submission and offer detailed assessments to aid in budget planning. This includes assessing closing costs and adjustment costs, so you have a clear understanding of the associated expenses.
One of our key services is helping you understand how the homebuyer incentive programs work. We will determine how much down payment you need and assess how much you can afford to buy. We will also provide you with an estimate of your monthly payments.
Our goal is to design a custom-tailored mortgage product that fits your needs. We will set you up with a mortgage pre-approval, giving you the confidence to move forward with your property search. We will also lock in the best rate for you, ensuring that you get the most favorable terms possible.
In addition to working with banks, we have access to all of Canada's top lenders. This includes mortgage finance companies, credit unions, and alternative financers. If you don't qualify at your bank, we can submit your application to these lenders who may have different eligibility criteria.
We pride ourselves on having access to the most innovative tools in Canada. These tools help reduce errors, improve efficiencies, and ultimately save you time. By leveraging these resources, we are able to provide you with a smooth and streamlined experience throughout the home buying process.
