If you are new to Canada and looking to purchase a home, we can assist you in understanding the Canadian real estate market and the associated costs involved. This includes explaining the closing costs and adjustment costs that you need to be aware of. By having a clear understanding of these costs, you can make informed decisions and avoid any surprises during the home buying process.

One advantage of purchasing a home instead of renting is the ability to build equity. By making mortgage payments, you are contributing towards the ownership of your home and building wealth for yourself. This is particularly beneficial for newcomers who have stable employment and credit sources in Canada.

When it comes to mortgages, we can help you find the best rates and options available. If you are looking for a loan amount over $1 million, we can assist you in securing a mortgage with at least a 20% down payment. Additionally, we offer more flexibility on down payment requirements, allowing you to purchase a home with as little as 5% down. We can also guide you through homebuyer incentive programs and down payment assistance options that may be available to you.

Our access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allows us to design a custom-tailored mortgage product that fits your specific needs. Even if you do not qualify for a mortgage at your bank due to limited credit history or employment history, we can find a solution for you. Our goal is to help you secure the best rate possible, regardless of any limitations you may face.

In addition to our expertise and access to lenders, we also provide access to innovative tools in Canada that can enhance your first-time home buying experience. These tools are designed to make the process more efficient and ensure that you have all the necessary information at your fingertips.

Overall, if you are a newcomer to Canada and interested in purchasing a home, we are here to assist you. Our comprehensive services cover everything from understanding the real estate market to finding the best mortgage options for your specific needs. Let us help you navigate the home buying process and achieve your dream of owning a home in Canada.