Are you self-employed and in need of a mortgage? Look no further, as we offer low rates and excellent mortgage options specifically designed for individuals like you. We understand the unique challenges faced by self-employed individuals when it comes to securing a mortgage, and we are here to help.

One of the biggest advantages of our mortgage options is the fast approval process. Even if you have been declined in the past, we can still provide you with a mortgage solution that meets your needs. We believe that everyone deserves a chance, and we are committed to helping self-employed individuals achieve their dream of homeownership.

Our mortgage options are designed to consider your reduced taxable income resulting from claimed expenses. We understand that as a self-employed individual, you may have various expenses related to your business, which can impact your qualifying income. However, with our mortgage solutions, you can still qualify for a loan based on your stated income.

Another benefit of our mortgage options is that we accept dividend and investment income. As long as you can provide stability and proof of this income source, we can include it in your application. We understand that self-employed individuals may have multiple sources of income, and we take all of them into consideration when evaluating your mortgage application.

To apply for a mortgage, you will need to provide certain documents. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We understand that gathering these documents can be a hassle, but we are here to guide you through the process and make it as smooth as possible.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders understand the unique needs of self-employed individuals and are willing to accept reasonable income estimates. We work closely with these lenders to ensure that you get the best mortgage option available to you.

If you are a self-employed individual looking for a mortgage, we have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today and let us help you navigate the mortgage process and secure the financing you need to become a homeowner.