First Time Home Buyers

If you're thinking of buying your first property, we can make the process seamless for you. Our experts will handle all the financial details and help you find the perfect property quickly. We take an education-focused approach, providing clear next steps and an easy-to-use online application to kick-start the process accurately. Our tools and guidance streamline document submission, and our detailed assessments help you plan your budget and understand the associated costs, including closing costs and adjustment costs. We'll also guide you in understanding homebuyer incentive programs, determining your down payment, affordability, and monthly payments. We'll design a custom-tailored mortgage product, provide mortgage pre-approval, and secure the best rate for you. In addition, we have access to a wide range of lenders, so we can still submit your application even if you don't qualify at your bank. Our innovative tools will also help reduce errors, improve efficiencies, and save you time.

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Obtaining pre-approval is essential before embarking on the mortgage process, enabling you to secure your desired interest rate. This initial step not only saves time but also establishes the maximum purchase price for your dream home. Moreover, it allows you to determine the amount you can borrow from a lender while ensuring the mortgage product is personalized to meet your specific needs. By locking in the best rate available, rate assurance is guaranteed, giving you peace of mind as you search for properties confidently. With a fast pre-approval process, the overall approval process is expedited, allowing you to shop for properties with greater ease and certainty.

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First time buyer or refinancing? Call for a free quote!

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