We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have previously been declined by other lenders. Our self-employed mortgage options take into consideration the reduction in taxable income due to claimed expenses. We also offer a Stated Income mortgage for individuals with expenses that affect their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, ranging from large banks to mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you need options tailored specifically for Business For Self (BFS) borrowers, feel free to give us a call.