First Time Home Buyers

If you're thinking about buying your first property, we can assist you with a seamless transition from renting to owning. Our experts will handle all the financial details to help you quickly find the perfect property. Our education-focused approach includes clear next steps and an easy-to-use online application to kick-start the process accurately. We provide tools and guidance to streamline document submission, and our detailed assessments aid in budget planning by considering associated costs such as closing costs and adjustment costs. We also help you understand how homebuyer incentive programs work and determine important factors such as down payment amount, affordability, and monthly payments. We'll design a custom-tailored mortgage product that fits your needs, providing mortgage pre-approval and the best rate. Additionally, we have access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, allowing us to submit your application even if you don't qualify at your bank. Finally, we provide access to innovative tools in Canada that reduce errors, improve efficiencies, and save you time.

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Before starting your home search, it is important to get pre-approved for a mortgage and secure a favorable interest rate. Pre-approval not only saves time, but it also helps determine the budget for your dream home. Additionally, I will further assist you by calculating the amount you can borrow from a lender and designing a personalized mortgage plan to suit your needs. By locking in the best rate, you can enjoy the assurance of not having to worry about rate fluctuations. This fast pre-approval process will expedite the overall approval process, enabling you to confidently browse and shop for properties.

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First time buyer or refinancing? Call for a free quote!

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