We offer low rates and excellent mortgage options for self-employed individuals, providing fast approval even for those who have been previously declined. Our mortgage options take into account the reduced taxable income often claimed by self-employed individuals due to business expenses. For those with qualifying income impacted by expenses, our Stated Income mortgage can be useful. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and Article of Incorporation or business license. Our access to top Canadian lenders includes large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also provide options tailored specifically for Business For Self (BFS) borrowers. Contact us today for more information!