First Time Home Buyers

If you're thinking about buying your first property, we offer a seamless transition from renting to owning. Our team of experts will handle all the financial details, ensuring a quick and easy process to find your perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application to kick-start the process accurately. Our tools and guidance streamline document submission and provide detailed assessments to aid in budget planning, including the closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine your down payment amount, affordability, and monthly payments. We will design a custom-tailored mortgage product, setting you up with pre-approval and securing the best rate. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can submit your application to other lenders if you don't qualify at your bank. Plus, we provide access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before starting the search for your dream home, it is crucial to first get pre-approved for a mortgage. This initial step not only saves time but also helps determine your purchasing power. Additionally, it allows you to figure out the amount you can borrow from a lender and customize a mortgage product that suits your needs. By obtaining pre-approval, you can lock in the best rate and have the assurance of a fixed rate throughout the process. With a fast pre-approval process, you will be able to confidently shop for properties, knowing that you have already taken the necessary steps to secure your mortgage.

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First time buyer or refinancing? Call for a free quote!

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