First Time Home Buyers

Are you considering purchasing your first property? We can assist you in seamlessly transitioning from renting to owning by expertly handling all financial details and quickly finding your perfect property. Our education-focused approach, clear next steps, and user-friendly online application will make the process smooth and accurate. We provide tools and guidance to simplify document submission and offer detailed assessments to aid in budget planning, including closing costs and adjustment costs. Our team will help you understand homebuyer incentive programs, determine the necessary down payment, affordability, and monthly payments. We will design a custom-tailored mortgage product, provide mortgage pre-approval, and secure the best rate. Additionally, we have access to all of Canada's top lenders, giving us the opportunity to submit your application to alternate lenders if you don't qualify at your bank. Lastly, we provide access to innovative tools that reduce errors, improve efficiencies, and save you valuable time.

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Before you start searching for your ideal home, it is crucial to get pre-approved for a mortgage and secure a favorable rate. Pre-approval is a valuable tool that not only saves time but also helps determine your affordable purchase price. Additionally, I will assist you by calculating the maximum amount you can borrow from a lender and creating a personalized mortgage plan that caters to your specific needs. By locking in the best rate possible, you can benefit from rate assurance. Our efficient pre-approval process accelerates the approval procedure, enabling you to confidently explore various property options.

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First time buyer or refinancing? Call for a free quote!

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