We specialize in assisting newcomers to Canada with understanding the real estate market and associated costs, such as closing costs and adjustment costs. Our goal is to help these individuals build equity instead of paying rent, benefiting from employment and credit sources. We strive to find the best rates and mortgage options for newcomers, particularly those looking for higher loan amounts over $1 million. We offer flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product that fits your needs and locks in the best rate available. Furthermore, we provide access to innovative tools that facilitate a smooth and efficient first-time home buying experience in Canada.