Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, including fast approval even after previous declines. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making them a great choice for those with expenses impacting qualifying income. We also accept dividend and investment income, with stability and proof requirements. The required documents for applying include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. We also have tailored options specifically for Business For Self (BFS) borrowers. For more information, give us a call!

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