First Time Home Buyers

If you are considering buying your first property, we can help make the transition from renting to owning a seamless process. Our experts will handle all the financial details to quickly find the perfect property for you. You'll benefit from an educational approach, clear next steps, and an easy-to-use online application to accurately kick-start the process. Our tools and guidance will streamline document submission and provide detailed assessments for budget planning, including closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work, determine your down payment amount, affordability, and monthly payments. We will design a custom-tailored mortgage product that meets your needs, provide mortgage pre-approval, and secure the best rate. We have access to top lenders across Canada, including banks, mortgage finance companies, credit unions, and alternative financers, allowing us to submit your application even if you don't qualify at your bank. Additionally, we offer access to innovative tools that reduce errors, improve efficiencies, and save you time.

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It is important to get pre-approved for a mortgage before beginning the home-buying process. This step not only saves time, but also helps determine the appropriate purchase price for your dream home. Once pre-approved, the next step is to figure out how much money can be borrowed from a lender and design a mortgage product that suits your specific needs. By locking in the best rate, you can enjoy rate assurance throughout the approval process. This fast pre-approval process allows you to shop for properties confidently, knowing that you have been approved and can make offers on properties without hesitation.

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First time buyer or refinancing? Call for a free quote!

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