Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast approval process is available for those who have previously been declined for a mortgage. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. For individuals with expenses that affect their qualifying income, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, as long as there is stability and sufficient proof. The required documents for our mortgage application process include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. We can provide tailored options for Business For Self (BFS) borrowers. Please don't hesitate to contact us for more information.

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