First Time Home Buyers

If you're considering buying your first property, we can make the transition from renting to owning as seamless as possible. Our expert team will handle all the financial details, allowing you to quickly find your perfect property. With our education-focused approach, clear next steps, and easy-to-use online application, the process will be kick-started accurately. We provide tools and guidance to streamline document submission and assist with budget planning, including associated costs such as closing costs and adjustment costs. Our goal is to help you understand homebuyer incentive programs, determine the necessary down payment, calculate what you can afford to buy, and establish your monthly payments. We will design a custom-tailored mortgage product that fits your needs, provide you with a mortgage pre-approval, and secure the best rate. Additionally, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means we can submit your application to other lenders if you don't qualify at your bank. By using the most innovative tools in Canada, we aim to reduce errors, improve efficiencies, and save you time throughout the entire process.

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Before starting the process of getting a mortgage, it is essential to get pre-approved and secure your interest rate. Pre-approval serves as a useful tool as it not only saves time but also helps determine the purchasing price of your dream home. Additionally, it allows for a smoother approval process and gives you the confidence to start looking for properties. Taking it a step further, I will assist in calculating the amount you can borrow from a lender and tailor a mortgage product that suits your specific needs. Furthermore, I will ensure that you get the best rate available, guaranteeing rate assurance. By completing the pre-approval process quickly, you will be able to shop for properties with confidence.

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First time buyer or refinancing? Call for a free quote!

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