Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the challenges faced by self-employed individuals when it comes to mortgage approval, which is why we guarantee fast approval, even if you've faced previous declines. Our mortgage options take into consideration your reduced taxable income from claimed expenses, allowing you to qualify for a mortgage that suits your financial situation. If you have expenses that impact your qualifying income, our Stated Income mortgage can be especially useful for you. We also accept dividend and investment income, provided you meet stability and proof requirements. To apply, you will need to submit required documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available just for you. Give us a call today!

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.