Self-employed individuals can now enjoy low rates and excellent mortgage options. These options include fast approval, even for those who have been declined in the past. These mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making it easier for self-employed individuals to qualify. The Stated Income mortgage is especially beneficial for those who have expenses that impact their qualifying income. Dividend and investment income are also accepted, as long as stability and proof can be provided. To apply, necessary documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license are required. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available. Options tailored specifically for Business For Self (BFS) borrowers are also available. Contact us for more information.