I am here to assist you in determining how much you can afford for your home purchase. This includes providing important mortgage pre-approvals, which help define your financial strategy, determine the mortgage amount and down payment, and assess affordability. I also offer guidance on the required documents for conditional approval. Pre-approval is an essential first step in the mortgage approval process as it reveals the amount you can borrow from a lender based on your current finances. It also helps identify any early qualification obstacles and speeds up the overall approval process. Pre-approvals typically last for a specific period of time, usually 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders may allow you to lock in the rate to protect you from rising interest rates. We utilize advanced tools in Canada that help minimize errors, improve efficiencies, and save you time. Our quick pre-qualification tools are available to determine what you are qualified for.