Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our process ensures fast approval, even for those who have been previously declined. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage is particularly useful for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to submit documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self borrowers. For more information, please give us a call.

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