We specialize in assisting newcomers to Canada with understanding the real estate market and associated costs, such as closing costs and adjustment costs. Our goal is to help them build equity instead of paying rent by providing access to employment and credit sources. We also offer the best rates and mortgage options for newcomers looking for higher loan amounts, with a minimum of 20% down payment saved. We can even provide more flexibility on down payment, with as little as 5% down. Additionally, we will inform newcomers about homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allowing us to design a custom-tailored product that fits their mortgage needs and locks in at the best rate. We can provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.