There are great mortgage options available at low rates for self-employed individuals. These options also include fast approval, even if there have been previous declines. The mortgage options take into consideration the reduced taxable income from claimed expenses. For those who have expenses that impact their qualifying income, the Stated Income mortgage is a useful option. The lenders also accept dividend and investment income, as long as there is stability and proof requirements. To apply for these mortgages, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These mortgages are offered by top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. There are also tailored options available for Business For Self borrowers. For more information or to get started, please give me a call.