We provide assistance to newcomers in understanding the Canadian real estate market, including the associated costs such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, taking advantage of employment and credit sources. We can help newcomers find the best mortgage rates and options, especially for those looking for higher loan amounts (over $1 million) with a minimum down payment of 20%, but also offering flexibility with as little as 5% down. Additionally, we offer information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can design a customized mortgage product that suits your needs and secures the best rate, even if you don't qualify at your bank due to limited credit or employment history. We also offer innovative tools to make the first-time home buying experience in Canada more efficient.