Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We pride ourselves on providing fast approval, even if you have been declined in the past. Our mortgage options take into account the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. If your qualifying income is impacted by expenses, our Stated Income mortgage option may be the perfect fit for you. We also accept dividend and investment income, as long as it can be proven and is stable. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options specifically for Business For Self (BFS) borrowers. Give us a call today to discuss your options!

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