For individuals new to Canada, we offer assistance in understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. We encourage newcomers to build equity rather than pay rent, taking advantage of employment and credit sources. We help these individuals find the best mortgage rates and options, particularly for those looking for higher loan amounts (over $1 million) with a down payment of at least 20% saved. However, we also provide flexibility on down payment with as little as 5% down. Additionally, we explain homebuyer incentive programs and down payment assistance options. Our access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, allows us to design a customized mortgage product that fits your needs and offers the best rate. We provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.